Fixed Deposit Scheme
Fixed deposits shall be accepted for a minimum period of twenty four months and a maximum period of sixty months. (3) In case of deposits relating to mortgage loans, the maximum period of fixed deposits shall correspond to the repayment period of such loans granted by Nidhi.
Fixed Deposit: 24 Months
Sr No.
|
Min Amount
|
Maturity Amount
|
Multiple Amount
|
Interest Amount
|
Principal Loan
|
1
|
1000
|
1221
|
1000/-
|
10.5%
|
75%
|
2
|
5000
|
6105
|
-
|
-
|
-
|
3
|
10000
|
12210
|
-
|
-
|
-
|
4
|
20000
|
24420
|
-
|
-
|
-
|
5
|
50000
|
61051
|
-
|
-
|
-
|
6
|
100000
|
122102
|
-
|
-
|
-
|
7
|
200000
|
244205
|
-
|
-
|
-
|
8
|
500000
|
610512
|
-
|
-
|
-
|
9
|
1000000
|
1221025
|
-
|
-
|
-
|
10
|
2000000
|
2442050
|
-
|
-
|
-
|
Fixed Deposit: 36 Months
Sr No.
|
Min Amount
|
Maturity Amount
|
Multiple Amount
|
Interest Amount
|
Principal Loan
|
1
|
1000
|
1367
|
1000/-
|
11%
|
75%
|
2
|
5000
|
6838
|
-
|
-
|
-
|
3
|
10000
|
13676
|
-
|
-
|
-
|
4
|
20000
|
27352
|
-
|
-
|
-
|
5
|
50000
|
68381
|
-
|
-
|
-
|
6
|
100000
|
136763
|
-
|
-
|
-
|
7
|
200000
|
273526
|
-
|
-
|
-
|
8
|
500000
|
683815
|
-
|
-
|
-
|
9
|
1000000
|
1367631
|
-
|
-
|
-
|
10
|
2000000
|
2735262
|
-
|
-
|
-
|
Fixed Deposit: 48 Months
Sr No.
|
Min Amount
|
Maturity Amount
|
Multiple Amount
|
Interest Amount
|
Principal Loan
|
1
|
1000
|
1545
|
1000/-
|
11.5%
|
75%
|
2
|
5000
|
7728
|
-
|
-
|
-
|
3
|
10000
|
15456
|
-
|
-
|
-
|
4
|
20000
|
30912
|
-
|
-
|
-
|
5
|
50000
|
77280
|
-
|
-
|
-
|
6
|
100000
|
154560
|
-
|
-
|
-
|
7
|
200000
|
309121
|
-
|
-
|
-
|
8
|
500000
|
772804
|
-
|
-
|
-
|
9
|
1000000
|
1545608
|
-
|
-
|
-
|
10
|
2000000
|
3091216
|
-
|
-
|
-
|
Fixed Deposits: 60 Months
Sr No.
|
Min Amount
|
Maturity Amount
|
Multiple Amount
|
Interest Amount
|
Principal Loan
|
1
|
1000
|
1762
|
1000/-
|
12%
|
75%
|
2
|
5000
|
8811
|
-
|
-
|
-
|
3
|
10000
|
17623
|
-
|
-
|
-
|
4
|
20000
|
35246
|
-
|
-
|
-
|
5
|
50000
|
88117
|
-
|
-
|
-
|
6
|
100000
|
176234
|
-
|
-
|
-
|
7
|
200000
|
352468
|
-
|
-
|
-
|
8
|
500000
|
881170
|
-
|
-
|
-
|
9
|
1000000
|
1762341
|
-
|
-
|
-
|
10
|
2000000
|
3524683
|
-
|
-
|
-
|